Invest by March 31st 2026
31Days|19Hours|40Mins|25Secs
earn up to 35% bonus shares
Amara Credit Cards

Join the Rewards Revolution. Own the Platform Behind It.

AMARA transforms membership into access, privilege, and financial participation — powered by stablecoin-based treasury infrastructure that turns loyalty into real financial value

Regulation CF Round

Share price$2.50
Min. Investment$1000.00

Own more by investing early. Click invest and explore your perks

Offering Circular
SEC Filing

Traditional rewards are designed to lose value

Traditional rewards rely on "breakage"—hoping your points expire or devalue. AMARA flips this model, turning rewards into liquid financial assets. We transform membership from an expense into equity, using stored value economics to ensure the wealth you generate finally belongs to you.

Legacy
rewards

Devaluation and expiration

AMARA

Value and ownership

In the past banks see points as a liability (the bank owes you a flight), but with AMARA's closed loop model the reward remains an asset (a liquid digital holding)

You built the banks. Now its time for you to own the engine.

AMARA brings consumers inside the financial value engine, giving members access to value traditionally reserved for institutions. This means AMARA is more than a rewards program, it is a structural evolution that integrates members into the core of balance sheet economics. By funding rewards through a community capital pool, treasury optimization, and float economics rather than a simple dependency on credit spreads, the platform creates a self-sustaining flywheel that turns consumer activity into a powerful financial asset. This shift allows you to move beyond collecting points to participating in the actual financial system you power, bridging the gap between everyday spending and institutional grade wealth creation.

Investment growth chart showing returns from $1,000 to $50,000+

Here’s your first opportunity to grow with AMARA. Early investors can earn priority access to bonus shares

Structural shifts and strategic timing make this the perfect time for AMARA

Financial infrastructure has finally caught up

With enterprise-grade settlement rails and institutionalized treasury routing now a reality, card, stored-value, and digital systems can finally unify into a single, seamless infrastructure.

Consumer expectations have changed

Weary of devaluing points, affluent digital natives are ditching marketing perks for a model defined by liquidity, flexibility, and true financial ownership.

Regulatory direction is clarifying

As institutional adoption of digital treasury assets accelerates, the separation of stored value and treasury models is becoming the industry standard for modern financial infrastructure.

Technology enables new winners

As AI shifts value from surface-level apps to underlying capital and permission layers, the next market leaders will be defined by their control over capital pools, authorization, and settlement.

Travel lifestyle
Travel lifestyle
Travel lifestyle
Travel lifestyle
Travel lifestyle
Travel lifestyle
Travel lifestyle
Travel lifestyle
Travel lifestyle
Travel lifestyle
Travel lifestyle
Travel lifestyle
Travel lifestyle
Travel lifestyle
Travel lifestyle
Travel lifestyle
Travel lifestyle
Travel lifestyle
Travel lifestyle
Travel lifestyle
Travel lifestyle

Amara is built for the next generation of affluent consumers

Amara is a luxury charge card engineered for the next generation of affluent, global consumers who prioritize meaningful experiences over mere ownership. Built for the time constrained and status-aware traveler, Amara replaces gimmick-heavy "coupon-hunting" with a seamless, capital-relationship-first model that offers transparency, liquidity, and earned privilege. By consolidating financial relationships into one sophisticated platform, Amara serves the modern high-spender who demands simplicity, luxury, and a lifestyle driven by global mobility rather than traditional rewards.

AMARA stablecoin treasury

Membership begins with capital held in AMARA’s stablecoin treasury

This capital remains fully attributable to the member and can be redeemed if they choose to exit the platform, subject to standard program terms — aligning member participation with long-term platform value while preserving flexibility.

AMARA wealth building card

The card that builds your wealth

Most cards profit from your spending; AMARA uses that spending to build the platform you own. Our aspirational charge card is powered by "Member Capital," turning your daily transactions into the fuel for a self-sustaining financial engine. Instead of a monthly expense, your card becomes a liquid financial asset that grows alongside the ecosystem.

AMARA AI lifestyle engine

Our AI lifestyle engine

AMARA's AI-powered platform, is your personal guide to the modern economy. It moves beyond simple recommendations to provide "Socio-Economic Discovery," identifying exclusive opportunities and premium experiences tailored specifically to your influence, social network and interests. It's not just a search tool either. Its there to help you create content, offer your opinion in recommendations to peers and all the content a user creates lives within its portal that lets you earn through the value you help create.

In other words, users get paid to share

Our members get paid to refer other members monthly into perpetuity. Which means that the cycle doesn't end. The more you refer, the more you earn. In turn this helps by significantly reducing our cost of acquisition (CAC) per member for growing the community

AMARA AI concierge

A concierge offering elite access and zero friction

Luxury should be seamless, not a chore. Our digital concierge and travel marketplace, integrated with global partners like HotelPlanner, provide frictionless access to 5-star stays, group bookings, and bespoke lifestyle packages. Use your liquid rewards like cash to book the inaccessible in real-time, with all the logistics handled for you.

The AMARA wealth loop. How your money is going to work for you

AMARA wealth loop
01

The spend

You use the AMARA card for everyday purchases

02

The fuel

Every transaction generates added value back to the user, that stays inside the system

03

The burn

We use that profit to “burn” rewards, making your holdings rarer and therefore more valuable over time

04

The utility

You spend your rewards like cash with a premium concierge, or choose to hold them like assets

Altogether, AMARA is the most powerful rewards platform ever built, delivering structurally superior returns that compound with scale

Chamath Palihapitiya, CEO of Social Capital, has recently identified stablecoins as a major transformative force in finance, predicting they will significantly disrupt traditional payment systems by 2025.

Our team

Chris Bridges

Chris Bridges

CEO AND FOUNDER

Fintech leader with two exits, specializing in credit-card platforms, tokenization, and high-velocity launches. Led a all time high viral pre-launch that accelerated market entry.

Vairav Laxman

Vairav Laxman

CTO

Over 20 years experience. Including experience, including expertise in smart contracts, digital wallets and payment systems that drive scalable, secure financial infrastructure.

Kevin Davis

Kevin Davis

CPO

Design firm owner and serial entrepreneur with experience building for banks, crypto and consumer applications.

Reuben Nanthakumar

Reuben Nanthakumar

CXO

A proven Product and experience leader with 10+ years creating innovative digital products across industries, blending design, business strategy, and storytelling.

Scott Stevens

Scott Stevens

DIRECTOR / ADVISOR

Scott has more than twenty five years of global investment experience across venture capital, private equity, real estate and private credit. Previously served as a portfolio manager for leading asset management and hedge fund firms.

Arunram Kalaiselvan

Arunram Kalaiselvan

ADVISOR

CTO & Co Founder Block Daemon. Engineer - Entrepreneur - UX and Game designer currently working in the world of IoT, bridging the gap between blockchain and the rest of the ecosystem.

Mark Lynn

Mark Lynn

ADVISOR

AMARA Rewards co-founder; Amass Brands founder-CEO; DBGI board; brand/fintech growth expert

Backed by Experience

Our team brings together years of experience from world-changing companies.

Oportun
Coatue
Grays Peak Capital
OneMain Financial
American Express Global Business Travel
Google
Moody's
Chase
Capital One
SAC Capital Advisors
Verizon
Milk Inside
Toyota
Amass Brands Group
Walmart

Market landscape

Premium Cards, Modern Rewards

Amara operates across premium cards, modern rewards infrastructure, and asset-native financial platforms. The companies below illustrate the scale and investor interest that have emerged across adjacent segments of consumer finance.

BILT Rewards

Approximately $10-12 billion

Rent /Mortgage -based rewards platform redefining loyalty and everyday earning

Robinhood

Tens of billions of dollars since IPO

Commission-free investing app that democratized stock trading for millions

Gemini

Approximately
$7-10 billion

Regulated crypto exchange and custody platform built on trust and compliance

These companies operate different business models, stages, and strategies. Their inclusion is for market context only and does not reflect or predict Amara’s valuation or future performance.

Roadmap

01

Anchor capital and demand

Premium membership launch and capital base formation

02

Activate financial rails

Charge card and stable stored value activation

03

Liquidity and credit layer

Partner ecosystem, liquidity and relationship credit

04

Platform expansion

Full financial platform, treasury and partner marketplace

Investor perks. Own a bigger piece of the future

Early Backers.Extra Rewards.Exclusive Access.

Early investors receive exclusive AMARA Bonus Shares and other tiered perks designed to reward your belief in our vision—sharing in the upside as our ecosystem grows.

10%

Bonus shares

When you invest $2,500+

15%

Bonus shares

When you invest $5,000+

20%

Bonus shares

When you invest $10,000+

25%

Bonus shares

When you invest $25,000+

30%

Bonus shares

When you invest $50,000+

35%

Bonus shares

When you invest $100,000+

FAQ

Regulation CF allows investors to invest in startups and early-growth companies. This is different from helping a company raise money on Kickstarter; with Regulation CF Offerings, you aren't buying products or merchandise - you are buying a piece of a company and helping it grow.

Accredited investors can invest as much as they want. But if you are NOT an accredited investor, your investment limit depends on either your annual income or net worth, whichever is greater. If the number is less than $124,000, you can only invest 5% of it. If both are greater than $124,000 then your investment limit is 10%.

To calculate your net worth, just add up all of your assets and subtract all of your liabilities (excluding the value of the person's primary residence). The resulting sum is your net worth.

We cannot give tax advice, and we encourage you to talk with your accountant or tax advisor before making an investment.

Individuals over 18 years of age can invest.

There will always be some risk involved when investing in a startup or small business. And the earlier you get in the more risk that is usually present. If a young company goes out of business, your ownership interest could lose all value. You may have limited voting power to direct the company due to dilution over time. You may also have to wait about five to seven years (if ever) for an exit via acquisition, IPO, etc. Because early-stage companies are still in the process of perfecting their products, services, and business model, nothing is guaranteed. That's why startups should only be part of a more balanced, overall investment portfolio.

The Common Stock (the "Shares") of Amara Rewards, Inc. (the "Company") are not publicly-traded. As a result, the shares cannot be easily traded or sold. As an investor in a private company, you typically look to receive a return on your investment under the following scenarios: The Company gets acquired by another company. The Company goes public (makes an initial public offering). In those instances, you receive your pro-rata share of the distributions that occur, in the case of acquisition, or you can sell your shares on an exchange. These are both considered long-term exits, taking approximately 5-10 years (and often longer) to see the possibility for an exit. It can sometimes take years to build companies. Sometimes there will not be any return, as a result of business failure.

Shares sold via Regulation Crowdfunding offerings have a one-year lockup period before those shares can be sold under certain conditions.

A: In the event of death, divorce, or similar circumstance, shares can be transferred to: • The company that issued the securities; • An accredited investor; • A family member (child, stepchild, grandchild, parent, stepparent, grandparent, spouse or equivalent, sibling, mother-in-law, father-in-law, son-in-law, daughter-in-law, brother-in-law, or sister-in-law, including adoptive relationships).

If a company does not reach their minimum funding target, all funds will be returned to the investors after the close of the offering.

All available disclosure information can be found on the offering pages for our Regulation Crowdfunding offering.

You can cancel your investment at any time, for any reason, until 48 hours prior to a closing occurring. If you've already funded your investment and your funds are in escrow, your funds will be promptly refunded to you upon cancellation. To submit a request to cancel your investment please email: info@dealmakersecurities.com

At a minimum, the company will be filing with the SEC and posting on its website an annual report, along with certified financial statements. Those should be available 120 days after the fiscal year end. If the company meets a reporting exception, or eventually has to file more reported information to the SEC, the reporting described above may end. If these reports end, you may not continually have current financial information about the company.

Once an offering ends, the company may continue its relationship with DealMaker Securities for additional offerings in the future. DealMaker Securities' affiliates may also provide ongoing services to the company. There is no guarantee any services will continue after the offering ends.

AMARA Logo
FacebookXLinkedInTikTokInstagram

Equity crowdfunding investments in private placements, and start-up investments in particular, are speculative and involve a high degree of risk and those investors who cannot afford to lose their entire investment should not invest in start-ups. Companies seeking startup investment through equity crowdfunding tend to be in earlier stages of development and their business model, products and services may not yet be fully developed, operational or tested in the public marketplace. There is no guarantee that the stated valuation and other terms are accurate or in agreement with the market or industry valuations.

Further, investors may receive illiquid and/or restricted stock that may be subject to holding period requirements and/or liquidity concerns.

Forward looking statements were included here that the Company believes to be accurate given the current information. They involve known and unknown risks, uncertainties and other important factors which if changed may affect the outcome(s).

DealMaker Securities LLC, a registered broker-dealer, and member of FINRA | SIPC, located at 30 East 23rd Street, 2nd Floor, NY, NY 10010., is the Intermediary for this offering and is not an affiliate of or connected with the Issuer. Please check our background on FINRA's BrokerCheck.

DealMaker Securities LLC does not make investment recommendations.

DealMaker Securities LLC is NOT placing or selling these securities on behalf of the Issuer.

DealMaker Securities LLC is NOT soliciting this investment or making any recommendations by collecting, reviewing, and processing an Investor's documentation for this investment.

DealMaker Securities LLC conducts Anti-Money Laundering, Identity and Bad Actor Disqualification reviews of the Issuer, and confirms they are a registered business in good standing.

DealMaker Securities LLC is NOT vetting or approving the information provided by the Issuer or the Issuer itself.

Contact information is provided for Investors to make inquiries and requests to DealMaker Securities LLC regarding Regulation CF in general, or the status of such investor's submitted documentation, specifically. DealMaker Securities LLC may direct Investors to specific sections of the Offering Circular to locate information or answers to their inquiry but does not opine or provide guidance on issuer related matters.

The testimonials presented are the opinions of the individuals providing them. They may not represent the experience of all clients or investors and are not a guarantee of future performance or success.

No compensation was provided for these testimonials unless explicitly stated.

* 2% investor processing fee will be added to all investments.

SEC Filings | Form C / Offering Circular